There is no dismissing the power of the mobile channel as it applies to insurers’ ability to obtain and service business. TextRequest.com statistics from 2015 hold that 84% of Americans report that they can’t go a single day without checking their smartphone¸ and admit checking it 150 times per day¸ including first thing in the morning. As an insurance industry marketing utility¸ the mobile channel also has evolved. But even some carriers with the most sophisticated mobile strategies may be missing an opportunity. “Our research shows that marketers who try to reach their audience solely on demographics risk missing more than 70% of potential mobile shoppers.

The certainty of death and taxes is equaled only perhaps by the use of banking and financial records for insurance investigations. How we view those records is changing in this new millennium. Traditionally¸ ending balances determined financial health¸ while overdrafts demonstrated hardship. While such information is insightful¸ financial records now provide much more useful data if we are willing to look behind the curtain. Buying only what you can afford with cash may be fiscally sound¸ but cash leaves no trail. After years of predictions¸ the end of cash may be near.

Nassau County District Attorney Madeline Singas announced that a Far Rockaway restaurant owner was arrested this morning for allegedly lying about her injuries and employment status in order to wrongfully receive more than $69¸000 in disability and workers’ compensation insurance payments. Michelle Buggs¸ 45¸ of Inwood¸ was arraigned today before District Court Judge Joseph Girardi and charged with Grand Larceny in the 2nd Degree (a C felony)¸ Insurance Fraud in the 2nd Degree (a C felony)¸ Grand Larceny in the 3rd Degree (a D felony) Insurance Fraud in the 3rd Degree (a D felony)¸ Perjury in the 1st Degree (a D felony)¸ Offering a False Instrument for Filing in the First Degree (an E felony)¸ and Workers’ Compensation Fraud Fraudulent Practices (an E felony).

Over two dozen people were hurt during a crash involving a jeep¸ SEPTA bus and tractor trailer in Delaware County Sunday afternoon. According to preliminary reports¸ the Route 113 bus was traveling southbound on Lansdowne Avenue when a Jeep Liberty pulled out of a driveway and onto the street. The jeep crashed into the bus which then collided with a tractor trailer that was stopped near the intersection¸ officials said. A SEPTA spokesman told NBC10 that 26 passengers on the bus and two pedestrians were injured in the crash.

The woman killed in an explosion Monday at a Benson-area home was a property inspector who had gone there to check its condition after the evicted tenant had cleared out. The explosion¸ which occurred shortly after noon¸ obliterated the house at 3858 N. 65th St.¸ knocked others off their foundations¸ shook a wide area of Benson and left at least two people injured¸ including a neighbor pinned in debris. Killed was Clara Bender¸ according to Omaha police. She died after being taken to the Nebraska Medical Center. Bender¸ 30¸ was an inspector for Certified Property Management¸ said Jeremy Aspen¸ the company’s president.

A family in Denver’s Green Valley Ranch neighborhood is safe after an early morning fire damaged their home. Firefighters received a call just before 3 a.m. about a car fire that had extended into a house on Ceylon Street. Crews were able to douse the flames quickly¸ and determined the car was leaking fuel which lit up the engine. The couple said their 2013 blue Hyundai Elantra was driven Monday evening¸ and sat for awhile before catching fire. They were able to make it out of the home in time¸ grabbing their two small children and pets¸ thanks to smoke detectors and neighbors who called the fire department.

One person was severely injured Monday after his car rear-ended a semi in a construction zone on U.S. 41 near Earl Park.
About 2:40 p.m. Monday¸ Trent F. Yates¸ 35¸ of Lafayette was driving his GMC Arcadia northbound on U.S. 41 when he rear-ended a Freightliner owned by Wayne Wilkins Trucking of Vincennes¸ according to an Indiana State Police release. During the investigation¸ Trooper Josh Edwards found that Jerome M. Klein of Vincennes — who was hauling a refrigerated semitrailer packed with frozen chicken — had stopped or slowed for a construction zone¸ for which Yates failed to reduce speed.

A suspected drunk driver slammed into a minivan early Thursday morning¸ seriously injuring the family of four and crushing their plans for a surprise vacation. Ryan Bragazzi was driving his fiancé and two young daughters to Denver International Airport for a surprise trip to Disney World when they were hit. “They did absolutely nothing wrong and they received the brunt end of this for just being in the wrong place at the wrong time¸” Colorado State Patrol Trooper Josh Lewis told CBS4’s Karen Morfitt. The crash happened just north of Monument around 2:30 a.m.

Chief Financial Officer Jeff Atwater and the Department of Financial Services’ Division of Investigative and Forensic Services (DIFS) today announced the recent arrest of Miami attorney¸ Anett Lopez¸ 42¸ for her involvement in a personal injury protection (PIP) fraud scheme that accounted for nearly $1.5 million in financial loss. Lopez allegedly filed numerous lawsuits demanding payment for treatment of patients at Care Resources Group¸ LLC¸ a PIP clinic in Miami that fraudulently operated under a straw ownership.

More than a dozen cameras set up along Highway 4 in the East Bay to monitor crime are already paying off for police in the first week. They were installed to help stop and solve the shootings on the busy highway. But in the first six days since these cameras have been fighting crime of another kind. “When we were able to put the license plate readers on¸ we knew they were going to be a benefit¸ but I don’t know that we knew we’d have this much ability to locate and recover stolen vehicles¸ get those cars back to the owner¸ and arrest the ones stealing them¸” Pittsburg Police Chief Brian Addington said.